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Golfer's hole in one insurance

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Golf Course Insurance

Hole-in-one achievement (any one event) whilst playing at any recognized golf club or course

 

The Insurer will indemnify the Cardholder for expenses incurred by the Cardholder for one treat of hospitality arising from the Cardholder scoring a ‘hole-in-one’ at any regulated Golf Course with a par of 65 or more provided that:

 

  • the Insurer’s liability shall in no case exceed HK$3,000
  • a proper authenticated certificate is issued by the relevant Golf Course
  • the score card from the relevant Golf Course is submitted
  • the “hole in one” is scored whilst the Cardholder is the holder of an Eligible Card during the Policy Period

 

The one treat of hospitality should take place within 30 days upon the Cardholder scoring the “hole-in-one”.

This plan is underwritten by AIG Insurance Hong Kong Limited.  Please refer to the following for the terms, conditions and exclusions of the plan.

For details of the plan please contact AIG Insurance Hong Kong Limited at 3666-7008.

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Terms & Conditions

Part 1 Applicable to all parts of this policy

  1. Definitions
    The definitions in this Section 1 shall apply throughout the entire the Policy
    • Cardholder” means a customer of the Policyholder who during the Policy Period holds an Eligible Card, and for these purposes a customer shall only be a Cardholder for the time span during the Policy Period he or she holds such Eligible Card.
    •  “Eligible Card” means a valid UnionPay Diamond Prestige Credit Card issued by the Policyholder which is  billed in Hong Kong. (Note: Issued bank is located Hong Kong, transaction can be overseas)
    • Hong Kong” means the Hong Kong Special Administrative Region of the People’s Republic of China.
    • Insurer” means AIG Insurance Hong Kong Limited.
    • Policy” means, the policy of insurance purchased by the Policyholder from the Insurer for the Cardholders which is documented in the policy agreement between the Policyholder and the Insurer.
    • Policyholder” means the policyholder whose name and address is stated in the Schedule.
    • Policy Period” means the policy period stated in the Schedule.
  2. General Exclusions
    • The exclusions set out in this Section 2 apply to throughout this entire Policy and serve to exclude coverage from this Policy notwithstanding anything stated to the contrary anywhere else in this Policy.
    • Fraud exclusion - If in any statement or declaration made in support of any claim under this Policy or if in the information given to the Insurer or designated representative in respect thereof there shall by or on behalf of the Cardholder be any suppression or concealment or any untrue or fraudulent statement or any intentional exaggeration as regards the property lost or damaged or the value or amount thereof or if any loss or damage be occasioned by or through the wilful act or with the knowledge or connivance of the Cardholder or anyone acting on behalf of the Cardholder no claim shall be payable under this Policy.
    • Sanctions exclusion - The Insurer will not be liable to provide any coverage or     make any payment hereunder if to do so would be in violation of any sanctions law or regulation which would expose the Insurer, its parent company or its ultimate controlling entity to any penalty under any sanctions law or regulation.
  3. General Conditions
    • Coverage for any Cardholder under this Policy shall immediately terminate on the termination date of this Policy or the time a Cardholder ceases to be a Cardholder, whichever is earlier, provided, however that such termination shall be without prejudice to any claim originating prior thereto.
    • In no event will duplicate or multiple Eligible Cards obligate the Insurer to pay in excess of the amounts shown in the Schedule of Benefits in the Part for any one loss covered under that Part sustained by any one individual Cardholder as a result of any one incident under this Policy. The maximum amount payable in respect of a loss where duplicate cards are held by any Cardholder will be the highest applicable benefit specified in the Schedule of Benefits in the applicable Part of this Policy to which the loss applies.
    • Only the Policyholder, Cardholders and the Insurer may enforce rights given to them under this Policy and save for giving effect to this purpose, The Contracts (Rights of Third Parties) Ordinance is hereby excluded. It is hereby noted and agreed, however that the Policyholder and Insurer in agreement can amend this  Policy or exercise any right of termination without the consent of any other parties.
  4. Governing law and Jurisdiction
    • This Policy is governed by and interpreted in accordance to the laws of Hong Kong. Any dispute will be subject to the exclusive jurisdiction of the courts of Hong Kong
  5. Personal Data
    The personal data collected during the administration of this Policy or when the Cardholder makes a claim under this Policy may be used by the Company for the purposes stated in its Data Privacy Policy ( www.aig.com.hk/privacy-policy), which include administering this Policy (including obtaining reinsurance, underwriting renewals, data matching, claim processing, investigation, payment and subrogation);
    The Insurer may transfer the personal data to the following classes of persons (whether based in Hong Kong or overseas) for the purpose identified:
    • third parties providing services related to the administration of this policy, including reinsurers;
    • in the event of a claim, loss adjustors, assessors, third party administrators, emergency providers, legal services providers, retailers, medical providers and travel carriers;
    • another member of the AIG group (for all of the purposes stated in this clause )in any country; or
    • other parties referred to in the Company’s Data Privacy Policy for the purposes stated therein.

GOLFER’S HOLE IN ONE INSURANCE

SCHEDULE OF BENEFIT

Product: Golfers hole in one - only
Period of Coverage: Annual
Aggregate limit: HK$3,000
Per occurrence limit: HK$3,000
Deductible: HK$0


The Insurer will indemnify the Cardholder for expenses incurred by the Cardholder for one treat of hospitality arising from the Cardholder scoring a ‘hole-in-one’ at any regulated Golf Course with a par of 65 or more provided that:

  1. the Insurer’s liability shall in no case exceed the sum stated in the schedule
  2. a proper authenticated certificate is issued by the relevant Golf Course
  3. the score card from the relevant Golf Course is submitted
  4. the “hole in one” is scored whilst the Cardholder is the holder of an Eligible Card during the Policy Period

The one treat of hospitality should take place within 30 days upon the Cardholder scoring the “hole-in-one”.

In the event of any discrepancy between the English and Chinese version of this document, the English version shall prevail.

Copyright in this Policy is reserved. No part of this Policy may be reproduced in whole or part without the express consent of AIG Insurance Hong Kong Limited.

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